Business bank accounts

Transaction and savings accounts to suit all types and size of business.

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  • May be suitable if you bank mostly online
  • An everyday business bank account. Link your eligible2 card to your digital wallet
  • Unlimited electronic transactions3
  • Pay $5 or $10 per assisted transaction
  • World-wide access to your money, anywhere Visa is accepted with your Business Visa Debit Card4
  • We’ll protect you from losses due to unauthorised transactions on personal and business accounts when you take the necessary steps to stay safe online.
  • May be eligible to buy now, pay later with StepPay5

Take a look

Apply now

  • May be suitable if you bank mostly in branch, at a post office or agency
  • An everyday business bank account. Link your eligible2 card to your digital wallet
  • Unlimited electronic transactions3
  • 5 assisted transactions included
  • $5 or $10 per assisted transaction after you've used 5
  • World-wide access to your money, anywhere Visa is accepted with your Business Visa Debit Card4
  • We’ll protect you from losses due to unauthorised transactions on personal and business accounts when you take the necessary steps to stay safe online.
  • May be eligible to buy now, pay later with StepPay5

Take a look

Apply now

  • An online account with instant access
  • No minimum deposit amount
  • Earn interest on the full balance of $10,000 or more

Take a look

Apply now

Notice deposits - Capital Growth Account

  • An account that lets you save and top-up your balance
  • Flexibly access your funds by providing a notice
  • Competitive variable interest rate
  • View, track and manage your account on NetBank or CommBiz

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Apply now

  • For businesses keen to lock in savings for a fixed term
  • Competitive fixed interest rates

Business Investment Account

  • A term deposit account for businesses
  • Competitive fixed interest rates
  • Terms from 8 days to 5 years
  • Flexible re-investment options
  • View your investment in NetBank any time 

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Apply now

  • Invest in a combination of at-call or fixed terms (from terms of seven days to five years)
  • Make most transactions over the phone or through Commbiz Markets

Statutory Trust Account

  •  Hold funds in trust to meet Statutory requirements
  • Designed for legal practitioners, real estate agents, auctioneers, conveyancers, settlement agencies and other businesses

Business credit cards

Manage business expenses and cover cash flow shortages with a business credit card. And link eligible cards2 to your digital wallet.

View all business credit cards

Compare business credit cards

CommBank Neo Business card

  • No interest, no late fees
  • Simple monthly fee of $12, $18 or $22, depending on your limit
  • No foreign exchange fees, no additional cardholder fees
  • Ideal cash flow tool for business owners

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  • Competitive interest rate
  • No annual fee
  • Ideal cash flow tool for small business owners.

  • For businesses looking to reward themselves for purchases
  • Ideal cash flow tool for small business owners.

From 1 September 2018, CommBank American Express Cards will no longer be offered. Tell me more

  • Competitive interest-free period
  • Flexible and convenient.

  • For larger businesses
  • Set transaction limits
  • Access expense reports.

Manage your business banking online

Things you should know

  • 1 DBM Dubain Financial Awards 2023 – ‘Most recommended Major Business Bank’ and ‘Most Recommended Business Bank Account (Major Bank)’. Presented March 2023. Award is based on information collected from the DBM Atlas research program – feedback from over 18,000 businesses January 2022 through December 2022.

    You can add your CommBank business credit cards and Visa Business Debit card to your digital wallet. Some CommBank cards are ineligible for use in a digital wallet, including Mastercard Business Debit Card and Corporate card.

    Excludes non-Commonwealth Bank ATMs here and all ATMs overseas, EFTPOS transactions overseas, transfer group payments to third parties, international money transfers, CommBiz and NetBank service fees and separate services such as bank cheques, periodic payments and transfers/deposits to other banks. Wholesale relationship managed customers may be notified at any time that their account is subject to transaction fees on electronic transactions and Commonwealth ATM cash withdrawals.

    To get a Business Visa Debit Card, you’ll need to:

    • Have an eligible CommBank business transaction account; and
    • Be a signatory on the account, where the method of operation is ‘any one to sign’.

    StepPay is available to CommBank customers who meet our eligibility criteria and satisfy credit assessments, see Terms and Conditions (PDF).

    * Excludes non-Commonwealth Bank ATMs and all ATMs overseas, EFTPOS transactions overseas, transfer group payments to third parties, international money transfers and separate services such as bank cheques, periodic payments and transfers/deposits to other banks. Separate fees apply to transactions made using NetBank and CommBiz.

    The target market for these products will be found within the product’s Target Market Determination, available here.

    As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. Applications are subject to the Bank’s normal credit approval. Fees and charges are payable.