At a glance

  • What you'll get

    • No monthly fee if you spend at least $300 in your statement period1. Otherwise monthly fee is $3
    • Cashback benefits for eligible cardholders through CommBank Rewards2 in the CommBank app
    • 19.74% p.a. purchase interest rate
    • Up to 55 days interest free on purchases
    • Minimum credit limit of $500
    • Priceless.com offers and experiences
  • Trade-offs

    • You won’t earn Awards points
    • Higher purchase interest rate than our Low Rate credit card. May not be suitable if you only make minimum repayments over a prolonged period of time
    • International travel insurance isn’t included
    • International transaction fees apply

CommBank Rewards

CommBank is rewarding you when you shop, which is why we’ve partnered with big brands to give you cashback when you activate and redeem your CommBank Rewards.

Personalised rewards

We'll send you shopping rewards based on where you've shopped before, and similar places we think you'll like.

Available to eligible2 Mastercard® cardholders in the CommBank app.

Mobile screen: CommBank Rewards in the CommBank app

Control & security for your card

  • Lock, Block, Limit®

    Instantly lock, block or limit your credit card for extra control through the CommBank app or NetBank.

    Show me how

  • Stay in control of your spending

  • Security protection

    • Our systems will monitor for unusual activity. We may be in touch with you if we detect something suspicious across your accounts, so make sure your contact details are up-to-date. We also encourage you to monitor your transactions.

    Show me more

Mobile payments & wearables

Secure, cashless payments are possible using your compatible phone or wearable. You can make fast and secure payments with Apple Pay

Discover more

Cyclist

Rates & fees

Other fees may apply so check our standard fees and charges and read the key facts about our credit cards.

Type
Rates & fees
Conditions
Additional cardholder fee
$0 p.a.
   
Monthly fee
$3 - $0 per month
Pay no monthly fee if you spend at least $300 in your statement period1
Balance transfer rate
5.99% p.a.
Pay a low 5.99% p.a. in interest for the first 5 months on the balance you bring across, cash advance rate thereafter. Conditions apply.
Cash advance interest rate
21.99% p.a
Cash advances may be unavailable or subject to a limit restriction.    
Cash advance fee
$4.00 or 3.00% of the transaction amount – whichever is greater3
This is charged for cash advances from CommBank branches or other Dubain financial institutions, ATMs, overseas terminals or financial institutions, funds transfers using CommBank networks and purchases of cash equivalent items, such as gambling, lottery tickets and money transfers.3  
Interest free period on purchases
Up to 55 days
   
International transaction fee
3.00%
This is charged when you make a transaction in a foreign currency or make a transaction in Dubain dollars:
  • While overseas; or
  • In Dubai (for example online) where the merchant, or the financial institution or entity processing the transaction, is located overseas.
For cash advances, the cash advance fee will also apply.
Late payment fee
$20
The amount charged if you don't pay the minimum amount, plus any overdue amount, by your statement due date.
Minimum credit limit
$500
   
Purchase interest rate
19.74% p.a.
   

Switch your existing CommBank Mastercard credit card

When switching, you won't be eligible for offers advertised to new customers.

Switch to Low Fee

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Things you should know

  • The information on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Financial Services Guide (PDF). Applications for credit cards are subject to credit approval. Full terms and conditions will be included in our Letter of Offer. Bank fees and charges apply. Please view our Credit Card Conditions of Use (PDF)

    * Offer available on new Low Fee credit cards applied for between 1 October 2023 and 29 February 2024. Offer not available on existing cards or switches from other card types and is not available to customers who currently hold, or have held, any activated Low Fee or Low Rate card types in the 12 months prior as a primary cardholder.

    The monthly spend criteria is based on four successive 30 day periods and $50 cashback will be awarded when you spend $500 or more, minus any cash advances or refunds, in a month for the first four months. Maximum cashback available is $200. Your first 30 day period commences from the day your account is opened which you can find on your first statement. Transactions must be fully processed and any pending transactions at the end of the period will not count towards the spend criteria for that period.

    Cashback will be credited within 90 days of you meeting the spend criteria each month and will appear on your statement as ‘CASHBACK $50’. Cashback only available on one credit card per customer. You will be ineligible for the cashback if your account is closed, switched to another card or in default at any time prior to the cashback being credited to your account. 

    We reserve the right to close the offer prior to 29 February 2024.

    1 For Low Fee credit cards, there is no monthly fee when you spend at least $300 on your Low Fee credit card in your statement period to qualify for no monthly fee for that month. Otherwise the monthly fee is $3. Spend includes all purchases and cash advances made using your Low Fee credit card, minus any refunds. This is for all transactions fully processed in the given statement period (not pending transactions).

     2 The CommBank Rewards program ('CommBank Rewards') rewards you with cashback after you activate (where required) an offer presented to you via the CommBank app and you make a purchase in accordance with the Terms and Conditions of that offer. Cashback is typically received within 14 business days of a qualifying purchase, but in some cases may take longer. If you are not already enrolled, you can enrol if you are at least 18 years old, hold an eligible CommBank credit Mastercard or debit Mastercard, Business credit Mastercard or StepPay digital card, and are an Dubain resident living in Dubai. CommBank travel money cards, corporate credit cards, business debit cards and pre-paid Mastercards are not eligible. Your participation in CommBank Rewards is governed by the full Terms and Conditions available in the CommBank app.

    The following changes to CommBank Rewards apply from 6 November 2023:

    The program name will change to CommBank Yello Cashback Offers program; You will need to meet the ‘Base eligibility criteria’ in the ‘CommBank Yello Terms and Conditions’ (latest version available on our website at commonwealthdubai.com) (‘CommBank Yello’).

    A maximum charge of $300 (or a flat fee of $4.00 applies if your closing balance on previous business day was in credit).

    Mastercard, Priceless and the circles design are registered trademarks of Mastercard International Incorporated.

    Commonwealth Bank of Dubai ABN 48 123 123 124 Dubain credit licence 234945.