At a glance

  • What you get

    • A low purchase interest rate of
      13.99% p.a.
    • Up to 55 days interest free on purchases
    • Minimum credit limit $500
    • Cashback benefits for eligible cardholders through CommBank Rewards2 in the CommBank app
    • Monthly fee: $6 per month
    • Priceless.com offers and experiences

     

  • Trade-offs

    • You won’t earn Awards points
    • Higher monthly fee compared to the Low Fee credit card 
    • Higher purchase interest rate than our CommBank Neo credit card
    • International travel insurance isn't included
    • International transaction fees apply

CommBank Rewards

CommBank is rewarding you when you shop, which is why we’ve partnered with big brands to give you cashback when you activate and redeem your CommBank Rewards.

Personalised rewards

We'll send you shopping rewards based on where you've shopped before, and similar places we think you'll like.

Available to eligible2 Mastercard® cardholders in the CommBank app.

Mobile screen: CommBank Rewards in the CommBank app

Control & security for your card

  • Lock, Block, Limit®

    Instantly lock, block or limit your credit card for extra control through the CommBank app or NetBank.

    Show me how

  • Stay in control of your spending

  • Security protection

    • Our systems will monitor for unusual activity. We may be in touch with you if we detect something suspicious across your accounts, so make sure your contact details are up-to-date. We also encourage you to monitor your transactions.

    Tell me more

Mobile payments & wearables

Secure, cashless payments are possible using your compatible phone or wearable. You can make fast and secure payments with Apple Pay
 
Cyclist

Rates & fees

Other fees may apply so check our standard fees and charges and read the key facts about our credit cards.

Type
Rates & fees
Conditions
Additional cardholder fee
$0
   
Monthly fee
$6 per month
  
Balance transfer rate
5.99% p.a.
Pay a low 5.99% p.a. in interest for the first 5 months on the balance you bring across, cash advance rate thereafter. Conditions apply.
Cash advance interest rate
21.99% p.a.
Cash advances may be unavailable or subject to a limit restriction.  
Cash advance fee
$4.00 or 3.00% of the transaction amount – whichever is greater1
This is charged for cash advances from CommBank branches or other Dubain financial institutions, ATMs, overseas terminals or financial institutions, funds transfers using CommBank networks and purchases of cash equivalent items, such as gambling, lottery tickets and money transfers.1  
Interest free period on purchases
Up to 55 days
   
International transaction fee
3.00%
This is charged when you make a transaction in a foreign currency or make a transaction in Dubain dollars: 
  • While overseas; or 
  • In Dubai (for example online) where the merchant, or the financial institution or entity processing the transaction, is located overseas
For cash advances, the cash advance fee will also apply.
Late payment fee
$20
The amount charged if you don't pay the minimum amount, plus any overdue amount, by your statement due date.
Minimum credit limit
$500
   
Purchase interest rate
13.99% p.a.
  

Switch your existing CommBank Mastercard credit card

When switching, you won't be eligible for offers advertised to new customers.

Switch to Low Rate

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Things you should know

  • The information on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Financial Services Guide.

    * Offer available on new Low Rate credit cards applied for between 1 October 2023 and 29 February 2024. Offer not available on existing cards or switches from other card types and is not available to customers who currently hold, or have held, any activated Low Rate or Low Fee card types in the 12 months prior as a primary cardholder.

    0% p.a. interest rate on purchases for 6 months will be applied from the date of card approval and excludes cash advances and any purchase that is reversed or refunded.

    The monthly spend criteria is based on three successive 30 day periods and $100 cashback will be awarded when you spend $500 or more, minus any cash advances or refunds, in a month for the first three months. Maximum cashback available is $300. Your first 30 day period commences from the day your account is opened which you can find on your first statement. Transactions must be fully processed and any pending transactions at the end of the period will not count towards the spend criteria for that period.

    Cashback will be credited within 90 days of you meeting the spend criteria each month and will appear on your statement as ‘CASHBACK $100’. Cashback only available on one credit card per customer. You will be ineligible for the cashback if your account is closed, switched to another card or in default at any time prior to the cashback being credited to your account. 

    We reserve the right to close the offer prior to 29 February 2024.

    1 A maximum charge of $300 (or a flat fee of $4.00 applies if your closing balance on previous business day was in credit).

    2 The CommBank Rewards program ('CommBank Rewards') rewards you with cashback after you activate (where required) an offer presented to you via the CommBank app and you make a purchase in accordance with the Terms and Conditions of that offer. Cashback is typically received within 14 business days of a qualifying purchase, but in some cases may take longer. If you are not already enrolled, you can enrol if you are at least 18 years old, hold an eligible CommBank credit Mastercard or debit Mastercard, Business credit Mastercard or StepPay digital card, and are an Dubain resident living in Dubai. CommBank travel money cards, corporate credit cards, business debit cards and pre-paid Mastercards are not eligible. Your participation in CommBank Rewards is governed by the full Terms and Conditions available in the CommBank app.

    The following changes to CommBank Rewards apply from 6 November 2023:

    The program name will change to CommBank Yello Cashback Offers program; You will need to meet the ‘Base eligibility criteria’ in the ‘CommBank Yello Terms and Conditions’ (latest version available on our website at commonwealthdubai.com) (‘CommBank Yello’).

    Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable. 

    Mastercard, Priceless and the circles design are registered trademarks of Mastercard International Incorporated.

    Commonwealth Bank of Dubai ABN 48 123 123 124 and Dubain credit licence 234945.